The sooner you start saving, the longer your savings have to grow.Īs you fill out the worksheet, think about your plans including when you might retire, what savings you have, and how many years you hope to enjoy in retirement. While the worksheet does not take into account your unique circumstances, it will give you an idea of how much to save each year and a clearer picture of your retirement goals. You can save through a retirement savings plan at work, on your own, or both. It estimates how much you should save as a percentage of your current salary to give you a savings goal. Worksheet 4 can help you figure out how much you need to save each year towards your goal of a secure retirement.
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